INTERNATIONAL STUDY ABROAD & TRAVEL INSURANCE SUPPORT SERVICES

Prepare appropriate insurance for your trip.

Insurance is an important part of preparing for studying or traveling abroad. Depending on your destination and circumstances, some programs or visa types may require specific health insurance, while travel insurance can help mitigate risks and expenses during your trip.

ACEcelent assists Vietnamese students and clients studying abroad in finding suitable insurance options, understanding important terms and conditions, and arranging necessary insurance before departure.

ACECELENT INSURANCE SUPPORT SERVICES

Health Insurance for International Students

Some countries and study abroad programs require international students to maintain health insurance throughout their studies.

For example, most Australian Student visa holders are required to maintain Overseas Student Health Cover (OSHC) for themselves and any accompanying dependents. For Student visa applications, OSHC typically needs to be arranged at least one week before the course begins and maintained throughout the duration of the stay, subject to applicable waivers.

ACEcelent can assist you:

• Find out about the insurance requirements of your country and study abroad program.
• Check the required insurance period.
• Learn about your rights, conditions, scope, and exclusions.
• Explore suitable insurance options.
• Assistance with insurance registration and arrangements.
• Prepare the necessary insurance information for your visa application, if required.

International Travel Insurance

Travel insurance can help mitigate financial risks in the event of unforeseen incidents while abroad. Insurance benefits vary depending on the product and provider.

Depending on the policy, insurance may include:

• Emergency medical treatment and hospitalization costs
• The accident happened during the trip.
• Lost, misplaced, or damaged luggage
• The flight was delayed or disrupted.
• Cancel or interrupt the trip
• Other emergencies covered by the insurance

Benefits, exclusions, limits, out-of-pocket amounts, and claims procedures vary depending on the policy. Please read the terms and conditions and insurance documents carefully before purchasing.

THINGS TO CHECK BEFORE BUYING INSURANCE

Insurance Requirements

Check if your country, visa type, school, or study program has specific insurance requirements. Not all countries or visa types have the same requirements.

Insurance Period

Ensure that the start and end dates of your insurance match the duration for which you need coverage. For international students, the insurance period may need to meet specific visa requirements.

Scope of Coverage

Don’t just look at the main benefits. Check the coverage for medical expenses, emergency assistance, baggage, cancellations, exclusions, limits, and out-of-pocket expenses.

Exclusions

Insurance does not cover every situation. Pre-existing health conditions, certain activities, high-value assets, and other circumstances may be excluded or subject to specific conditions.

Claim Process

Learn how to file a claim, what documents you need to provide, and whether you need to contact your insurance company before using certain medical services or assistance.

WHY SHOULD YOU ARRANGE INSURANCE BEFORE YOU GO ON A TRIP?

Meet the Application Requirements

Having appropriate insurance before departure helps you meet visa or study program requirements in case insurance is mandatory.

Avoid Insurance Gaps

Carefully checking the start and end dates helps prevent situations where you are abroad but not covered by insurance for the necessary period.

Understand Your Rights

Knowing what your insurance covers and excludes will help you be more proactive when you need to use insurance during your trip.

Prepare your insurance documents.

Keep your insurance certificate, contract information, emergency contact number, and other relevant documents readily available for use when needed.

INSURANCE SUPPORT PROCESS

Step 1: Understand Your Plan

Discuss your destination, purpose of the trip, length of stay, study program, and any relevant visa or insurance requirements.

Step 2: Explore Suitable Options

We help you find insurance options that suit your study abroad or travel plans.

Step 3: Review the Policy

Assistance in understanding insurance terms, benefits, exclusions, limits, out-of-pocket amounts, and other important conditions.

Step 4: Arrange Insurance

After selecting a suitable product, ACEcelent assists with the registration or insurance purchase process and prepares the necessary documents.

Step 5: Preparation Before Departure

Make sure you have all the necessary insurance documents and know how to contact your insurance company or use support services when needed while abroad.

PREPARE INSURANCE BEFORE YOU GO

Don’t wait until the last minute to prepare your insurance. ACEcelent can help you understand the applicable requirements and choose insurance that suits your study abroad or travel plans.

Contact ACEcelent for professional assistance in understanding and arranging international student or travel insurance.